Meet Our Team

HomeLenders of the Shoals, Inc. is proud to consist of one of the most knowledgeable teams of mortgage professionals in Northwest Alabama.  With combined experience of over 80 years in the field of home financing, we are prepared to guide you effortlessly through the loan process.  From application to closing, HomeLenders is committed to your satisfaction.

Karen McDaniel
Susan Beckett
Jennifer Michael
Lynn Francis


Karen McDaniel

PRESIDENT, A.R.M.L                                              

Karen has owned HomeLenders of the Shoals for over 15 years and has worked in the world of finance for over 35 years. Karen has a large data base of clients she has helped throughout the years. She prides herself in assisting each and every individual who enters her door  with the best possible friendly & professional service available.  With this ever so changing market you need someone you know and trust. She is also a proud grandmother of six.  Alex, Trey, PresLeigh, Connor, Carson & Mia.  As an active member of our local community, Karen is involved in a variety of organizations:
 
Alabama Mortgage Brokers Association Board Member, Shoals Homebuilders Association Council Member, Shoals Area Board of Realtors, Womens Council of Realtors, Shoals Chamber of Commerce Ambassador, Better Business Bureau Chair/Executive Committee  Member and Allen Thornton's Advisory Board and Casa. (Court Appointed Support Advocate)
NMLS#189498
 

502 E. Dr. Hicks Blvd.
Florence, AL 35630
Phone: 256-766-7339
Fax: 256-766-7699
 
karenmc44@aol.com

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Susan Beckett

EXECUTIVE VICE PRESIDENT 

Expertise  in Conforming Purchase & Refinance

 Rural Develpment, VA and FHA Lending          

Susan joined the HomeLenders team in 1997 with a background in corporate sales and real estate.  Susan continues to stay abreast of the most current mortgage options available for her clients in a rapidly changing market.   Realizing that each borrower is unique, she strives to match your needs with the best mortgage available.  Her goal is to build a relationship that will take you from your first home to retirement.

Member of NAMB, AMBA, BNI, and the Shoals Area Women's Council of Realtors. 

 NMLS#189433



502 E. Dr. Hicks Blvd.
Florence, AL 35630
Phone: 256-766-7339
Fax: 256-766-7699
 

susanbeckett@comcast.net

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Jennifer Michael

VICE PRESIDENT 

Jennifer joined the "Designing Women Team" of Homelenders of the Shoals, Inc. in Sept. of 2006.  She is a lifelong resident of Lauderdale County, and she brings years of experience and a wide range of program and product knowledge to our everchanging mortgage industry.  She believes the first step in the mortgage process is to listen and understand each clients different situations.  By doing this, she can provide you with the best possible service and design your loan to your specific needs.  If you are looking for a home, wanting to refinance, or just considering your options, call or email Jennifer and she will work to make your loan process a fast and professional experience.
 
NMLS #189907

502 E. Dr. Hicks Blvd.
Florence, AL 35630
Phone: 256-766-7339
Fax: 256-766-7699
 
jennifermichael07@comcast.net

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Lynn Francis

VICE PRESIDENT 

Lynn joined the “Designing Women Team” of HomeLenders of the Shoals, Inc., in April of 2007.  She comes with over 11 years experience as a Branch Manager/Loan Officer of a Bank Mortgage Division. She loves to work with first time home buyers and can customize a program to fit your specific home buying needs.  Whether you are buying or refinancing, give her a call and let her design the perfect mortgage for you and your family.  

502 E. Dr. Hicks Blvd.
Florence, AL 35630
Phone: 256-766-7339
Fax: 256-766-7699

lynnf06@comcast.net

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