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Meet Our Team
HomeLenders of the Shoals, Inc.
is
proud to consist of one of the most
knowledgeable teams of mortgage professionals in
Northwest Alabama. With combined experience of
over 80 years in the field of home financing, we
are prepared to guide you effortlessly through
the loan process. From application to closing,
HomeLenders is committed to your
satisfaction.
Karen McDaniel
Susan Beckett
Jennifer Michael
Lynn Francis

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Karen McDaniel
PRESIDENT, A.R.M.L
Karen
has owned HomeLenders of the Shoals
for over 15 years and has worked in
the world of finance for over 35
years. Karen has a large data base
of clients she has helped throughout
the years. She prides herself in
assisting each and every individual
who enters her door with the
best possible friendly &
professional service available.
With this ever so changing market
you need someone you know and trust.
She is also a proud grandmother of
six. Alex, Trey, PresLeigh,
Connor, Carson & Mia. As an active
member of our local community, Karen
is involved in a variety of
organizations:
Alabama Mortgage Brokers
Association Board Member, Shoals
Homebuilders Association Council
Member, Shoals Area Board of
Realtors, Womens Council of
Realtors, Shoals Chamber of Commerce
Ambassador, Better Business
Bureau Chair/Executive
Committee Member and Allen
Thornton's Advisory Board and Casa.
(Court Appointed Support Advocate)
NMLS#189498
502 E. Dr. Hicks Blvd.
Florence, AL 35630
Phone: 256-766-7339
Fax: 256-766-7699
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Susan Beckett
EXECUTIVE VICE PRESIDENT
Expertise in Conforming
Purchase & Refinance
Rural Develpment, VA and FHA
Lending
Susan joined the HomeLenders
team in 1997 with a background in
corporate sales and real estate. Susan
continues to stay abreast of the most
current mortgage options available for
her clients in a rapidly changing
market. Realizing that each borrower
is unique, she strives to match your
needs with the best mortgage available.
Her goal is to build a relationship that
will take you from your first home to
retirement.
Member of
NAMB, AMBA, BNI, and the Shoals Area
Women's Council of Realtors.
NMLS#189433

502 E. Dr. Hicks Blvd.
Florence, AL 35630
Phone: 256-766-7339
Fax: 256-766-7699
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Jennifer Michael
VICE PRESIDENT
Jennifer joined the "Designing Women
Team" of Homelenders of the Shoals,
Inc. in Sept. of 2006. She is a
lifelong resident of Lauderdale
County, and she brings years of
experience and a wide range of
program and product knowledge to our
everchanging mortgage industry. She
believes the first step in the
mortgage process is to listen and
understand each clients different
situations. By doing this, she can
provide you with the best possible
service and design your loan to your
specific needs. If you are looking
for a home, wanting to refinance, or
just considering your options, call
or email Jennifer and she will work
to make your loan process a fast and
professional experience.
NMLS
#189907
502 E. Dr. Hicks Blvd.
Florence, AL 35630
Phone: 256-766-7339
Fax: 256-766-7699
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Lynn Francis
VICE PRESIDENT
Lynn
joined the “Designing Women Team” of
HomeLenders of the Shoals, Inc., in
April of 2007. She comes with over 11
years experience as a Branch
Manager/Loan Officer of a Bank Mortgage
Division. She loves to work with first
time home buyers and can customize a
program to fit your specific home buying
needs. Whether you are buying or
refinancing, give her a call and let her
design the perfect mortgage for you and
your family.
502 E. Dr. Hicks Blvd.
Florence, AL 35630
Phone: 256-766-7339
Fax: 256-766-7699
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