Products
HomeLenders of the Shoals, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
  • Conventional Loans up to 95%
  • FHA Loans
  • 100% VA Loans
  • 100% Rural Development Loans (Specific Areas)
 
Conventional 15 & 30 Year Fixed Rate Mortgages
VA 15 & 30 Year Fixed Rate Mortgages
FHA 15 & 30 Year Fixed Rate Mortgages
100% RD Loan (must be in Rural Areas)

 
Conventional 15 & 30 Year Fixed Rate Mortgages
 

Fannie Mae and Freddie Mac fixed rate 30 and 15 year mortgages are the staple product in the mortgage business.  Most borrowers want the stability of a fixed rate mortgage and HomeLenders offers highly competetive rates on these products.

Term: 30 years   Maximum Amount: $417,000

VA 15 & 30 Year Fixed Rate Mortgages
 

FHA 15 & 30 Year Fixed Rate Mortgages
 

100% RD Loan (must be in Rural Areas)
 

 

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.